Attention homeowners: Real estate appraisal services for in Sylva and Jackson County
Here are the top 7 reasons NC homeowners order from Prestige Appraisal, LLC:
Own a house in or near Sylva, NC and need help deciding the value of it?
At Prestige Appraisal, LLC, we understand the individual needs of a customer in need of appraisal services. Our customary business clients understand the appraisal process and the usual reporting formats. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Prestige Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other homes close by. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal report from Prestige Appraisal, LLC is your best weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Prestige Appraisal, LLC can provide you with a professional appraisal to help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.