Real estate appraisal services for homeowners in the city of Sylva and Jackson County
See the top reasons NC homeowners order from Prestige Appraisal, LLC:
Do you own a house in or near Sylva? Do you need help determining the price of your real estate?
At Prestige Appraisal, LLC, we understand the individual needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.
PMI Removal Appraisals
A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you rid yourselves of unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close by. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal report from Prestige Appraisal, LLC is your chief weapon.
Recently got a freeze your HELOC?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Prestige Appraisal, LLC can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Prestige Appraisal, LLC can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Prestige Appraisal, LLC can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.