Attention homeowners: Real estate appraisal services for in Sylva and Jackson County
The top 7 reasons why NC homeowners call on Prestige Appraisal, LLC:
Do you own a house in or near Sylva? Do you need help determining the value of your real estate?
We at Prestige Appraisal, LLC understand the unique needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Prestige Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Appraisals to remove PMI
A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping folks just like you rid themselves of undesirable PMI insurance.
Challenge Jackson county's assessment of your property
Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Prestige Appraisal, LLC is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your property is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Prestige Appraisal, LLC can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Prestige Appraisal, LLC offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Prestige Appraisal, LLC can help with that too. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.